Asset Division in Divorce – Division of Matrimonial Assets


One of the most commonly asked questions we get at our consultations is:


“What is my share of the matrimonial assets’?”


The law on asset division in a divorce is complex.   Every situation is unique.  It is preferable if parties can agree on the division of matrimonial assets themselves.  If parties can agree, the lawyers will draft a Consent Order to be filed and endorsed by the Family Court.

At PKWA Law, our Singapore divorce lawyers will listen to and advise you on your fair share of matrimonial assets, and help you negotiate a fair agreement at mediation. If the matter cannot be settled, we have the track record and experience to achieve a positive outcome for you.  Our family lawyers recently won a landmark decision on division of matrimonial assets at the Singapore Court of Appeal, the highest court in the land.

In this article, we explain the general law on how assets are divided in a divorce.  There is no one rule that fits all situations, so it is best that you consult a divorce lawyer specialist for advice on your specific situation.


What is a “matrimonial asset” that can be divided by the Family Court upon a divorce?


Whether a property is a matrimonial asset depends on whether it is acquired (obtained) before or after marriage and whether or not it is a gift or inheritance.

Any asset (property or thing) acquired by either or both parties after the date of the marriage is a “matrimonial asset”. Matrimonial assets may include items such as:

  • properties (including the matrimonial home)
  • stocks and shares
  • money in bank accounts
  •  cars
  •  businesses
  • jewellery
  •  CPF monies


Any asset acquired by either or both parties before the date of the marriage is a matrimonial asset provided:

  • it has been ordinarily used or enjoyed by either spouse or the child(ren) while the parties are residing together, for shelter or transportation or for household, educational, recreational, social or aesthetic purposes; or
  • it has been substantially improved during the marriage by the other party or by both parties to the marriage.


How about gifts and inheritance?


An asset acquired by way of a gift or inheritance, whether before or after the marriage, is not a matrimonial asset, unless either of the following conditions is met:

  • the gift or inheritance is a matrimonial home (property the couple or the family resided in during the marriage); or
  • the gift or inheritance has been substantially improved by the other party, or by both parties to the marriage.


Factors for division of matrimonial assets – Objective is to achieve just and equitable distribution


Under section 112 of the Women’s Charter, the court will have to divide the matrimonial assets between the parties in just and equitable proportions by having regard to the following factors:

  1. the extent of the contributions made by each party in money, property or work towards acquiring, improving or maintaining the matrimonial assets;
  2. any debt owing or obligation incurred or undertaken by either party for their joint benefit or for the benefit of any child of the marriage;
  3. the needs of the children (if any) of the marriage;
  4. the extent of the contributions made by each party to the welfare of the family, including looking after the home or caring for the family or any aged or infirm relative or dependant of either party;
  5. any agreement between the parties with respect to the ownership and division of the matrimonial assets made in contemplation of divorce;
  6. any period of rent-free occupation or other benefit enjoyed by one party in the matrimonial home to the exclusion of the other party;
  7. the giving of assistance or support by one party to the other party (whether or not of a material kind), including the giving of assistance or support which helps the other party in the carrying on of his or her occupation or business.

What other factors do the court look at?


Other factors the court may also consider, in an appropriate case, are:

  • the income, earning capacity, property and other financial resources which each of the parties to the marriage has or is likely to have in the foreseeable future;
  • the financial needs, obligations and responsibilities which each of the parties to the marriage has or is likely to have in the foreseeable future;
  • the standard of living enjoyed by the family before the breakdown of the marriage;
  • the age of each party to the marriage and the duration of the marriage;
  • any physical or mental disability of either of the parties to the marriage;
  • the contributions made by each of the parties to the welfare of the family, including any contribution made by looking after the home or caring for the family; and
  • the value to either of the parties to the marriage of any benefit (for example, a pension) which, by reason of the dissolution or annulment of the marriage that party will lose the chance of acquiring.


The court will not automatically divide the matrimonial assets “half and half”. The court will make an order to divide the matrimonial assets in such proportions as it thinks is “just and equitable” (i.e. what is fair), having regard to the above factors.


The courts’ philosophy of marriage is that it is an equal partnership. It recognises that a marriage is not a business where, generally, parties receive an economic reward commensurate with their economic input. It is a union in which the husband and wife work together for their common good and the good of their children. Each of them uses (or should use) his or her abilities and efforts for the welfare of the family and contributes whatever he or she is able to. The partners often have unequal abilities whether as parents or as income earners but, as between them, this disparity of roles and talent should not result in unequal rewards where the contributions are made consistently and over a long period of time.


The courts will use the ‘broad-brush approach’ in division of assets by highlighting that mutual respect must be accorded for spousal contributions, whether in the economic or homemaking spheres, as both roles are equally fundamental to the well-being of a marital partnership.


In long Single-Income Marriages, the precedent cases show that our courts tend towards an equal division of the matrimonial assets.


In cases involving Dual-Income marriages, the court will follow a structured approach consisting of 3 broad steps. These 3 broad steps are:

  1. Express as a ratio the parties’ direct contributions relative to each other, having regard to the amount of financial contribution each party made towards the acquisition or improvement of the matrimonial assets;
  2. Express as a second ratio the parties’ indirect contributions relative to each other, having regard to both financial and non-financial contributions; and
  3. Derive the parties’ overall contributions relative to each other by taking an average of the two ratios above, keeping in mind that, depending on the circumstances of each case, the direct and indirect contributions may not be accorded equal weight and one of the two ratios may be accorded more significance than the other.



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    At PKWA Law, our team of Family Lawyers are consistently named as leading Singapore family lawyers by respected independent legal publications such as Asian Legal Business, Singapore Business Review, Global Law Experts and Doyle’s Guide to Singapore Family Lawyers. 

    Contact us at tel 6854-5336 for a free first consultation. 


PKWA Law helps client to win Court of Appeal case. Husband wins 75% of matrimonial assets, up from 25%
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